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Vizion Wealth Chartered IFA Milton Keynes Retirment Planning

Retirement Planning

When asked about retirement, most people have a vision of a comfortable lifestyle allowing them to maintain their quality of life. However, without defined goals and a clear and defined strategy to achieve these goals many fail to realise their ambitions.

"The question sometimes is not at what age you want to retire, but at what income"

As we continue to live longer, it’s vitally important that we have retirement funds that will last significantly longer than ever before. Regardless of when you intend to retire, if you do not start planning for it now, there is a real danger that you could outlive your savings.

At Vizion Wealth we work together with clients from Stony Stratford, Milton Keynes and the surrounding area of all ages to truly understand their retirement priorities, goals and aspirations for themselves and their family and take a proactive approach in developing a long-term achievable plan which is regularly reviewed. This includes clients funding for retirement, moving into retirement or those clients already retired.

Whether using pension contracts such as Personal Pension Plans, Work Pensions, Final Salary Pensions, Pension Annuities or savings such as ISAs or Bonds, Shares, Investment Funds, Property, Trusts, VCTs, EISs or Cash Deposits to fund your retirement the responsibility is now on the individual to accrue a large enough savings pot with which to fund retirement.

With UK pensions freedom legislation being enacted in 2015, pensions have now become one of the most tax efficient and flexible ways in saving for and funding retirement although with a complex array of legislation changes and retirement planning products available, it is more important than ever to seek professional and independent advice to ensure you make the right decisions for your future. We now have far more flexibility to use the ‘pension rules’ to your advantage and really make the most of your money.

As independent advisers, we are able to offer a full range of retirement planning advice including:

  • Tax planning and retirement funding advice for individuals, executives and business owners
  • Salary Sacrifice
  • Pension Consolidation & Transfers
  • Personal Pensions
  • Retirement Cash Flow Planning
  • Flexi Access Drawdown
  • Retirement Investment Advice
  • Pension Sharing Advice on Divorce
  • Open Market & Enhanced Annuities
  • Investment Linked and Fixed Term Annuities
  • Stakeholder Pensions
  • Auto Enrolment
  • SSAS Pensions & SIPPs
  • Pension Trustee Investment Planning

What’s important to remember, it’s never too early – or too late – to think about your retirement and to seek solid financial advice to achieve your retirement goals. For many people, the savings that are accumulated during their working lives are directed at helping them to become financially secure in retirement. But, too often, some people continue to save without a clear view of how much money they will need to live the life they desire for the entirety of their retirement. This can create uncertainty around when they can retire in alignment with their financial goals, uncertainty that we are here to remove.

Start planning for your future, today.

Retirement planning is a long-term commitment, so it’s essential to incorporate regular reviews of your arrangements to make sure that they remain on track and are meeting your needs.

To find out more or to discuss with a highly qualified financial adviser on how to maximise your retirement opportunities, please contact us.

Vizion Wealth Chartered IFA Milton Keynes VouchedFor

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Guide to Retirement

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For an initial chat with an expert about your personal or business financial planning needs, please feel free to call us on 01908 920043 or e-mail us at info@vizionwealth.co.uk


Vizion Wealth LLP, 16 London House, Swinfen’s Yard, High Street, Stony Stratford, Milton Keynes, MK11 1SY. Registered in England number: OC367088.
Telephone: 01908 920043. Vizion Wealth LLP is a Limited Liability Partnership. Vizion Wealth LLP is authorised and regulated by the Financial Conduct Authority.

Vizion Wealth is listed on the Financial Services Register https://register.fca.org.uk/ under reference 565523.

Vizion Wealth LLP cannot be held responsible for the content within any external website or documents that are linked to from this site.

© 2019. All rights reserved. Vizion Wealth LLP


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